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The design Wetzel championed, featuring magnetic stripes on plastic cards and personal identification numbers (PINs) for security, became the global standard. This was a masterstroke of his, balancing user-friendliness with a necessary layer of protection. It was a system robust enough for mass adoption yet secure enough to give banks and customers peace of mind. The ATM transformed from a novel curiosity into an indispensable part of the infrastructure of modern life. It enabled weekend shopping, late-night emergencies, and international travel without the panic of running out of local currency. The economic impact was massive, allowing businesses to extend their hours and reducing the need for vast armies of cashiers and guards.
