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Morgan was born in 1837 in Hartford, Connecticut, into a family of considerable means and established financial connections. His father, Junius Spencer Morgan, was a successful banker with ties to the London financial firm of Peabody, Morgan & Co. This environment provided young J.P. with an insider’s perspective on the world of high finance from an early age. He was educated in the finest institutions, attending the University of Göttingen in Germany, and upon his return to the United States, he embarked on a path that would lead him to the pinnacle of the financial world. He began his career as a clerk in his father’s London agency and quickly demonstrated a keen intellect, a formidable work ethic, and an instinctive understanding of international finance. In 1871, he co-founded the banking partnership of Drexel, Morgan & Co. in Philadelphia, which later became J.P. Morgan & Co., the cornerstone of his financial empire.
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